Step 1 of 7
How are you currently employed?
This determines which income documents I need to see in your file.
Step 2 of 7
What type of property are you purchasing?
Property type affects which programs are available and what additional documents I may need.
Step 3 of 7
Which loan program are you considering?
Not sure? Choose "I'm not sure yet" and I'll show you documents for multiple programs.
Step 4 of 7
How would you describe your credit situation?
This helps me flag any additional documentation you may need to address.
Step 5 of 7
Where is your down payment coming from?
Select all that apply — I need to document every dollar of your down payment.
Select all that apply
✓
Personal savings / bank account
✓
Gift from family member
✓
Retirement / 401(k) withdrawal
✓
Proceeds from sale of another property
✓
Down payment assistance program
Step 6 of 7
What is your residency status?
This affects which loan programs you qualify for and what identification I need.
Step 7 of 7
Any of these apply to your situation?
Select all that apply — these may require additional documentation.
Select all that apply — skip if none
✓
Divorced — paying or receiving alimony / child support
✓
Currently renting — have rental payment history
✓
Adding a co-borrower or co-signer
✓
Military veteran or active duty
✓
Started a new job in the last 2 years
Your Pre-Approval Checklist
Personalized based on your answers · Jennifer Heller, MBA · NMLS# 2375826
Underwriter's Note
A complete organized file moves to the front of the line every single time. I made over 5,000 loan decisions. The fastest closings were not always the best credit — they were the best prepared. Bring everything on this list before your first lender conversation.
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